Jen Microfinance Bank Limited formerly known as Jen Community Bank was incorporated on the 16th April 1993 with RC. 220413. The Central Bank of Nigeria approval was given on the 3rd September, 2009 which marked the formal recognition of Jen Microfinance Bank Limited. Since then, Jen Microfinance Bank Limited has been in Operation upto this moment. The Bank is located in Jen, Karim Lamido LGA Taraba State. It is the only formal financial institution in the entire Karim Lamido Local Government. The predominant occupation in the region is farming, fishing, trading and civil service job. Most of the Bank's products and services are structured to suit the needs of the inhabitants of the region. Some major challenges of the region includes: inadequate infrastructure (poor road network and lack of electricity).